There could be a lot of reasons why you may not have a bank account. Some of them could include a distrust of the banking system, minimum balance fees, or lack of access to a nearby bank branch. Whatever your reason is, that could be problematic if you need a loan. Since many lenders are associated with banks, you may have difficulty getting money without a valid account! Thankfully, applying for auto title loans is possible without a bank account! Read below for more details on what you could do. How Does a Car Title Loan Without a Bank Account Work? Title loans can be an alternative option to some traditional loan types. Car title loans were created to help borrowers that would typically not qualify for a conventional loan because of poor credit history or lack of a bank account. A good thing about title loans is that your credit score isn’t the main focus during the approval process, although it is considered. Instead, a title loan lender will look closely at the following factor