Readers, please join me welcoming Sheila Roberts, author of Small Change, who’s under the spotlight here today.
Sheila Roberts has had twenty-five books published, both in fiction and nonfiction under different names and in different languages. Her novels have been optioned for book clubs and film. Her book Angel Lane was an Amazon Top Ten Romance pick for 2009. When she’s not hanging out with her girlfriends or hitting the dance floor with her husband, she can be found writing about those things dear to women’s hearts: family, friends, and chocolate.
You can visit Sheila at her website. You can also find her on Twitter and Facebook.
About Small Change –
Rachel, Jessica, and Tiffany all share a difficult secret: they’re all struggling with major financial problems. A sudden divorce has turned Rachel from a stay-at-home mom to a strapped-for-cash divorcee about to enter the workforce for the first time. Tiffany’s spending has been out of control for years, and her mounting credit card bills have put a major strain on her marriage. And Jessica just had the rug pulled out from under her. After struggling her entire life to make ends meet, she’s just gotten engaged to a man with a big bank account…and now he’s asked her to sign a pre-nup.
When the women share their problems at their weekly crafting group, they decide to band together to take control of their finances. As they struggle to bring balance back to their checkbooks and their lives, they learn that some things in life, like good friends, are truly priceless.
Check out an excerpt below :
There it sat, a Cloud Nine queen-sized luxury gold comforter with red ribbon applique and metallic embroidery. Forty percent off. It was the last one left. Tiffany Turner had seen it, and so had the other woman.
The woman caught Tiffany looking at it and her eyes narrowed. Tiffany narrowed hers right back. Her competitor was somewhere in her fifties, dressed for comfort in jeans and a sweater, her feet shod in tennis shoes for quick movement – obviously a sale veteran, but Tiffany wasn’t intimidated. She was younger. She had the drive, the determination.
It took only one second to start the race. The other woman strode toward the comforter with the confidence that comes with age, her hand stretched toward the prize.
Tiffany chose that moment to look over her competitor’s shoulder. Her eyes went wide and she gasped. “Oh, my gosh.” Her hands flew to her face in horror.
The other woman turned to see the calamity happening in back of her.
And that was her undoing. In a superhuman leap, Tiffany bagged the comforter
just as her competitor turned back. Score.
Boy, if looks could kill.
It would be rude to gloat. Tiffany gave an apologetic shrug and murmured, “Sorry.”
The woman paid her homage with a reluctant nod. “You’re good.”
Yes, I am. “Thanks,” Tiffany murmured, and left the field of battle for the customer service counter.
As she walked away, she heard the other woman mutter, “Little beast.”
Okay, now she’d gloat.
She was still gloating as she drove home from the mall an hour later. She’d not only scored on the comforter, she’d gotten two sets of towels (buy one, get one free), a great top for work, a cute little jacket, a new shirt for Brian, and a pair of patent metallic purple shoes with 3 1/2 inch heels that were so hot she’d burn the pavement when she walked. With the new dress she’d snagged at thirty percent off (plus another ten percent off for using her department store card), she’d be a walking inferno. Brian would melt when he saw her.
Her husband would also melt if he saw how much she’d spent today, so she had to beat him home. And since he would be back from the office in half an hour, she was now in another race, one that she didn’t dare lose. That was the downside of hitting the mall after work. She always had to hurry home to hide her treasures before Brian walked in the door. But she could do it.
Tiffany followed the Abracadabra shopping method: get the bargain and then make it disappear for a while so you could later insist that said bargain had been sitting around the house for ages. She’d learned that one from her mother. Two years before, she had successfully used the Guessing Game method: bring home the bargains and lull husband into acceptance by having him guess how incredible little you’d paid for each one.
She’d pull a catch of the day from its bag and say, “Guess how much I paid for this sweater.”
He’d say, “Twenty dollars.”
“Too high,” she’d reply with a smirk.
“Okay. Fifteen.”
“Too high.
“Ten.”
“Nope. Eight ninety-nine. I’m good.”
And she was. As far as Tiffany was concerned the three sexiest words in the English language were fifty percent off. She was a world-class bargain hunter (not surprising since she’d sat at the feet of an expert – her mom), and she could smell a sale a mile away.
Great as she was at ferreting out a bargain, she wasn’t good with credit cards. It hadn’t taken Tiffany long to snarl her finances to the point where she and Brian had to use their small, start-a-family savings and Brian’s car fund to bail her out.
She’d felt awful about that, not only because she suspected they’d never need that family fund anyway (that suspicion was what led to her first shopping binge), but because Brian had suffered from the fallout of her mismanagement. He’d had his eye on some rusty old beater on the other side of the lake and had been talking about buying and restoring it. The car wound up rusting at someone else’s house, thanks to her. Even the money they’d scraped together for her bailout wasn’t enough. She’d had to call in the big guns: Daddy. That had probably been harder on Brian than waving good-bye to their savings.
“Tiffy, baby, you should have told me,” he said the day the awful truth came out and they sat on the couch, her crying in his arms. She would have, except she kept thinking she could get control of her runaway credit card bills. It seemed like one minute she only had a couple and the next thing she knew they’d bred and taken over. “I thought I could handle it.”
It was a reasonable assumption since they both worked. There was just one problem: their income had never quite managed to keep up with the demands of life. It still didn’t.
She sighed. Brian so didn’t understand. All he did was pay the mortgage, utilities, and the car payments. He had no idea how much it really cost to live. First of all, they had to eat. Did he have any idea how much wine cost? Or meat? Even toilet paper wasn’t cheap. And they had to have clothes. She couldn’t show up at Salon H to do nails in sweats, for heaven’s sake. What woman wanted to go to a nail artist who looked like a slob? Food and clothes were the tip of the expense iceberg. Friends and family had birthdays; she couldn’t give them IOU’s. And she had to buy Christmas presents. And decorations. And hostess gifts. Now it was June and soon there would be picnics at the lake and neighborhood barbecues. A girl could hardly show up empty handed. Then there were the bridal showers to attend, and baby . . . No, no. She wasn’t going there.
After the great credit card clean-up the Guessing Game method lost its effectiveness and she’d had to retire it. Hiding her purchases worked better anyway . . . .
Note – This book was received for review/feature consideration. This is part of a virtual blog tour by Pump Up Your Book Promotion.
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